Terms of Service

1. Acceptance of Terms

By accessing and using LivingLifeYouDesign.com (“Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please discontinue use immediately.

2. Services Provided

LivingLifeYouDesign offers information, consultation, and services related to life insurance, financial planning, and living benefits. Services may change without prior notice.

3. User Responsibilities

• You must be at least 18 years old to use our services.

• You agree to use the Website for lawful purposes only and not engage in fraudulent or abusive activities.

• Any content submitted (e.g., testimonials, reviews) must not infringe on intellectual property or privacy rights.

4. Consultations & Disclaimers

• Consultations with Shandy do not guarantee approval or eligibility for any insurance products.

• All financial and insurance decisions should be made based on professional advice tailored to your specific needs.

5. Intellectual Property

• All content, logos, and materials on this Website are owned by LivingLifeYouDesign and may not be copied or distributed without permission.

6. Limitation of Liability

• LivingLifeYouDesign is not responsible for any financial, legal, or personal losses resulting from the use of information or services provided.

7. Modifications

• We reserve the right to update these Terms at any time. Continued use of the Website means you accept any changes.

8. Governing Law

• These Terms are governed by the laws of United States.

For questions, contact us at [email protected]